Terms of Use
Effective 1 November 2026. ILAI is run by Vipin Mohanan, India. Contact: ilaiagents@gmail.com.
By using ILAI (ilaii.com, formerly theilai.in) you agree to these terms. If you do not agree, please do not use ILAI.
Research and learning, not advice. ILAI shows model-based research views on Indian stocks (short term and long term), an AI second opinion, practice trades and ready-made buckets. These are for learning and research only. They are not investment advice, not a recommendation to buy or sell any security, and not tailored to you. ILAI is not registered with SEBI as an investment adviser or research analyst. Views can be wrong, and past results do not promise future returns. Make your own decisions, or consult a SEBI-registered adviser.
What ILAI is
- ILAI does not take money for investing, does not place orders, and is not a broker. Practice trades and buckets use pretend money only.
- Prices and company data come from public sources and data providers. They may be delayed, incomplete or wrong; we do not guarantee them.
- Features may change, pause or end, including during market events.
Your account
- You must be 18 or older and give a real email address. Keep your sign-in safe; you are responsible for activity on your account.
- You can delete your account at any time (More › Account › Delete my account). See the Privacy Policy.
Fair use
- Use ILAI for your own research. Do not copy, resell or republish ILAI's views or data in bulk, and do not scrape or overload the service.
- Do not use ILAI to mislead others, for example by presenting its views as guaranteed returns or as your own regulated advice.
- We may suspend accounts that break these terms or harm the service.
Responsibility
ILAI is provided "as is". To the extent the law allows, we are not liable for any loss, including trading or investment losses, arising from using or relying on ILAI. Nothing here limits rights you have under Indian consumer law.
Changes and law
We may update these terms; the date above changes and important changes are announced in the app. These terms are governed by the laws of India. Questions or complaints: ilaiagents@gmail.com; we reply within 7 days.